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Alright, and Can I get you some divorce insurance with your health insurance?

October 5, 2010 Leave a comment

Dictionary.com defines insurance a  the act,  system,  or business of insuring property,  life, one’s person,  etc.,  against loss or harm arising in specified contingencies, as fire,  accident,  death,  disablement,  or thelike,  in consideration of a payment proportionate to the risk involved.”  Well apparently you can add divorce to the list.  What exactly does this encompass?  Well it seems that it serves as a payout for the policy holder after they are divorced.  If your like me, your asking yourself, seriously?  Yes, average costs for this are around $16 monthly for every $1,250 of coverage.  While being there if your marriage fails, they somehow built in a structure that will promote you to hold on to it… at least a little bit longer.  Divorce insurance adds a premium of $250 per unit for every year after 4.  For example, a policyholder who bought 10 units got divorced after 10 years, he or she would have handed over $19,188 and would receive a payout of $27,500.

Now this may be a little bit out there and loopy but I have an idea.  I’m no Arkansas divorce lawyer or marriage guru but here me out.  How about this, instead of investing in a backup plan such as divorce insurance, you invest on just making it work.  I don’t know say, spend time and what ever money you need to get to know yourself both as an individual and then a spouse.  Things of such nature.  It seems as time goes by there are too many safety nets and conventions built to support the idea of a failed marriage.  Imagine if people put as much energy into supporting the success of marriage as they did the possible failures. 

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Prog 8 – Don’t go Rushing to the Alter Yet…

August 17, 2010 Leave a comment

Judge Vaugh Walker’s ruling that spun heads on August 4th and allowed for same-sex marriage has been put on stay by the Ninth Circuit. The Ninth Circuit which is made up of three judges is set to be hearing arguments the first week of December in San Francisco. During which, both sides of the issue will be addressed.

Prop 8

Prop 8

Normally, only the party being “hurt” by the rulling is granted the right of standing or the right to appeal. This situation is playing out a bit ordinarilly since Governor Arnold Schwarzenegger and Attorney General Jerry Brown were against the stay and the appeal of Judge Vaughn Walkers Rulling. A case will have to be made to the Ninth Circuit explaing why those who are not affected by Judge Walkers order has the right to appeal.

And so the wait for equality in marrige continues…

Covenant Marriage = a “Serious Marriage”

August 11, 2010 1 comment
“I do”…till it gets tough or bored to death do us part.  If you think that the institution of marriages aren’t taken too seriously anymore, your not the only one.  In a way, it seems like people get married and mistake it for a “long” (3ish year commitment) to date each other.  According to divorcerate.com, the numbers for divorce in the United States look something like this.

 

• The divorce rate in America for first marriage is 41%
• The divorce rate in America for second marriage is 60%
• The divorce rate in America for third marriage is 73%

 

In Arkansas 5 years ago, the idea of Covenant Marriage was introduced as well as in a couple of other states including Kansas.   A Covenant marriage is more “strict” union between two requiring a pre-marriage counseling in order to receive a marriage license.  The grounds for a divorce are also more stringent in this form of a marriage in that both have to agree to seek counseling before a divorce is actually issued.  Who knows, an Arkansas attorney could make a career out of this.   Along with that, a divorce can only be fulfilled if:

 

• The other spouse committed adultery
• The other spouse has committed a felony and has been sentenced to death or imprisonment
• The other spouse has physically or sexually abused the spouse seeking the divorce or a child of one of the spouses

 

Although the law is a bit more complicated than what is mentioned here- basically it intends to make a marriage… are you ready… a real LIFETIME COMMITMENT.  Who would have ever thought thats what it was all about!
But is covenant marriage having the success it intended?  In Kansas, the organization called Kansas NOW (National Organization for Women) testified against the amendment on March 17, 2010 in the Senate Judiciary Committee.  You can read the full testimony of Kansas NOW here.

 

Not a single supporter stood up for Covenant Marriages and it only had the support of two Senators.  Thus, the amendment was removed from the bill.